Episode 405: From Teacher to Business Owner with Corissa Hernandez

About corissa

Corissa Hernandez is a financial planner and a business owner, the co-founder and visionary of Legacy Full Circle Financial & Insurance Services, The Empire Tavern, House of Xelas, and Nativo HLP. She is dedicated to sharing the lessons she has learned with other spirited entrepreneurs to inspire, educate, and uplift everyone with big ambitions.

After becoming a teacher sheI discovered her own knack for helping people tap into their talents and go after their dreams. While teaching, she saw the 2008 market crash devastate hard-working, deserving people — including her own family, this is when she became determined to educate herself on preventing financial disasters, and got licensed as a financial advisor. Soon, shewas working as a teacher by day, and financial literacy educator by night. In that work, she saw an incredible need for adult financial education, and founded Legacy Full Circle in 2008 alongside her Husband, Gabriel. Since then, they have been the most diverse, fastest growing agency in the nation. Aside from this they have build different successful businesses that celebrate the community around them

Our Conversation with corissa

▪ The intentionality of your business​

▪ Creating the right routine for your business and yourself

▪ Respecting your personal time

▪ Advocating for yourself when visiting the Doctor

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links:

Find out more about all the goodness Corissa Hernandez is doing for our community

Learn more about Legacy Full Circle Financial

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Episode 307: The Money Talk: Investments, Debt and Sharing Finances with Jully-Alma Taveras of Investing Latina

It’s Financial Literacy Month! We always have money on our minds and in this episode, Jully-Alma Taveras sits down with us for yet another money talk. This time we chat about how to have the money talk with your partner. From shared accounts, personal savings or even tackling debt together, Jully gives us advice on how to have these conversations with loved ones and what’s best for certain situations. We also talk about how Latinxs are finally creating spaces for themselves in the financial marketplace and it’s about 👏🏽 damn 👏🏽 time 👏🏽. Get your wallets ready because this episode is going to help your money grow!

More about Jully: Jully-Alma Taveras is the founder of Investing Latina, a Plutus Award-winning bilingual personal finance expert, and the brand ambassador for anda Bank Account. This FDIC-insured bank account bridges the old with the new in digital banking. She tells money stories from the lens of a Dominican Republic-born immigrant living in New York that went from being a shopaholic to a smart spender and diligent investor. Her money philosophies have inspired thousands of women to live minimally and spend intentionally so that they can invest and build greater wealth.

Jully is a sought-after Fortune 20 speaker and facilitator who has led workshops at Nasdaq, Google, Verizon, and The White House Economic Council (2021). She has taught over 8,000 people how to invest through her Investing Workshop program. Although she has a social following of 43k+ on Instagram and collective social impressions of over 23 million, she is highly approachable as an educator. She is the eldest of three in her own family, so her audience sees her as the older sister who will force you to do better while also being your cheerleader.

Our Conversation with Jully

Who is Jully-Alma Taveras?

Investing Latina

Anda Bank Account

Talking finances with your partner

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How many accounts do you have?

1. Shared Checking account

2. Personal checking account

3. Basic Savings account

4. Personal High Yield Savings account - to get the most amount of money (keep a few months’ worth of savings here. This is your emergency fund.)

5. Retirement / brokerage account

6. Crypto account (personal and joint)

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What is an NFT?

What is a cold wallet? A warm wallet?

How to have a healthy savings account

Having “the money talk” with your partner

Handling debt

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Jully’s top tips for building a healthy financial foundation

(This is non money specific advice.)

1. Build confidence in yourself. You have to feel like you can do this and know that you might mess up but you can make it happen.

2. Figure out what is most important to you and factor it into your budget. Know that this may change later on in life!

3. Take action. Just do it! Don’t be afraid and don’t ignore it. Money is a tool - use it wisely.
   

Episode 269: Market Investing Fundamentals with Ramona Ortega of My Money, My Future

Money money money money ! 🤑🤑🤑One of our friends and favorite financial gurus, Ramona Ortega of My Money My Future, is back on the show this week for more money talk. A few weeks ago there was a ton of drama in the stock market involving Game Stop, Dogecoin and more, and we realized that some people probably had no idea what was happening. We reached out to Ramona to get to the bottom of it as well as learn more about the basics of investing, financial strategizing, financial freedom funds and so much more. We understand that new terms and money can be confusing for many of us, but that’s exactly why we interviewed Ramona about this info. If you’re just starting to explore the money market, this is the episode to tune in to! 

Join Ramona’s Don't Just Thrive. Survive. Investment Bootcamp! You’ll learn more about the fundamentals of finance and risk factors, how to choose & buy high performing stocks and so much more. Plus it’s a self-paced course with a live Q&A every two weeks, so you can join at any time!

More about Ramona Ortega: Ramona Ortega is the CEO & Founder of My Money My Future. MMMF is personal finance app helping Black and Latinx millennials save, invest, and build wealth with automated financial guidance and personalized product recommendations. Ramona was recently named one of the most Notable Women in Personal Finance by Crain's Business. Ramona has been an Entrepreneur in Residence with Azlo and is a sought after thought leader in fintech and financial inclusion. She is on the board of Village Capital, Camino Financial and Los Angeles Community Health Council. Prior to founding MMMF, Ramona was a Wall Street attorney and worked on complex securities litigation and corporate matters in private practice and at the SEC and U.S. Bankruptcy Court. Ramona is a contributor to TechCrunch and is working on a book called No Shame in the Money Game: A Broke Girls' Guide to Building Wealth.

Our Conversation with Ramona

The Language of Finance

Ramona’s Investment Bootcamp

How to Strategize Different Accounts

Investment Tips for Beginners

Why Financial Literacy is Important, especially for Latinos

Short term vs. Long term Investing

What is stock split?

Investing for your Children

How to choose a good stock

Mutual Fund vs. ETF

What is Crypto?

The Game Stop Drama

Links

Follow Ramona on Instagram @MyMoneyMyFuture, Facebook.com/mymoneymyfuture, Twitter @MMoneyMFuture and check out her site MyMoneyMyFuture.co for more financial tips.

You can also follow Ramona’s personal Twitter @dinero_diva for more inside tips.

Episode 200: Surprise Weddings, Responsibilities and New Stages of Life: #Adulting with @LernandoFopez

Image by Jen Sosa

It’s our 200th episode! We’re celebrating this major milestone with a special guest - our favorite 😉 brother, Fernando Lopez. This week, we talk to Fernando about how much his life has changed since our last interview with him. From his recent surprise wedding to realizing he’s ready to prepare for a secure financial future (#adulting), Fernando has basically grown up in a month and we’re very proud sisters! 

Before the interview, Bricia talks about her successful Hawaiian vacation of piña coladas with tequila añejo and I Love Micheladas mix, and Paulina shares how she survived five hours in the car across the border with her kids.

Pick or Tip of the Week

Fernando has a lot of picks this week. He has been learning all things real estate so he’s informed when he’s ready to buy a new property. He loves listening to the Bigger Pockets Podcast - the earlier episodes are his favorite! He also enjoys watching real estate agent and investor, Stephan Graham, on YouTube. His final tips are true gems: “Wear sunscreen, get a good hat, and get a bottle of I love Micheladas mix and make drinks at home with your friends instead of going to the bar.”

Paulina has two picks this week. First, she loves Airbnb. It’s easy and has great deals if you search far enough in advance. Second, she’s had some trouble keeping her hair color purple and doesn’t want to go to the salon for a touch up every three weeks, but since she started using Celeb Luxury Viral Colorwash and it has made a huge difference keeping her purple nice and vibrant.

Finally, Bricia also echoes Fernando’s tip about wearing sunscreen. She is loving Sun Bum Original Moisturizing Lotion. Whether you use SPF 15, 30 or 50, it doesn’t leave you all white and she didn’t peel or burn. Fernando also suggests a big hat from Home Depot, but to each their own. 😉

Links

Follow us on Instagram! @LernandoFopez @bricialopez @iampaulinalopez

Follow ilovemicheladas.com on Instagram at @ilovemicheladas and like us on Facebook.

Visit us at our restaurant, Guelaguetza, in Los Angeles, CA. Learn more at ilovemole.com, follow us on Instagram at @laguelaguetza and like our page on Facebook.

Check out Bricia’s blog, Mole and More.