Episode 322: Protecting Your Assets and Family: Estate Planning 101 with attorney, Carmen Rosas

Death is not an easy topic to talk about... for some people, at least. This week our guest is Carmen Rosas, Founder and Attorney of Carmen Rosas Law,  and we’re talking about something she's very comfortable discussing: estate planning. We’ll admit, we had a lot of questions for her because we’re in the midst of making our own plans! We learned how to choose the best plans for our families when we’re gone, what to do when it comes to our assets and most importantly, how to make plans for our children in case something unexpected happens. Everyone has different priorities and requests when it comes to their last days, and Carmen’s mission is to help us feel confident in making the best decisions for ourselves - and she definitely accomplishes that with us.

More about Carmen: Hoop-wearing, award-winning and stereotype-defying attorney Carmen Rosas is on a mission to help women chase and secure the bag. Recognized as a Top Latino Lawyer by Latino Leaders Magazine, Carmen draws on more than 10 years of experience in estate planning to equip women to protect themselves and their families by protecting their assets. Her work has also been featured in The Huffington Post, Forbes, BELatina, Mamiverse, Modern Latina, and Create & Cultivate where she shares her guidance and legal advice with women around the country.

Estate Planning Key Words

in Carmen’s own words

  • Trustee - in charge of someones estate when they pass away

  • Assets - house, bank account, business, 401k, retirements, brokerage, etc. anything with cash value is an asset

  • Estate planning - the process and completion of who will be receiving all of your assets in case something may happen to you.

  • Default plan - the state plans for you. 

  • Will - part of your estate plan and it will go through your property reassignments and also your property related last wishes. You are also able to go back to your will and

  • Living trust - will keep you out of court. Like a treasure box. You have the key, when you pass away you get to decide what happens to it

  • Guardians - someone who will take care of your kids once you’re gone

You can read more frequently asked questions about estate planning on Carmen’s website.

Pick or Tip of the week

In case you missed it, Bricia went blonde! She’s sharing her top tips for maintaining her new ‘do.

  1. Get some silk scrunchies and a silk pillowcase. Your hair is super fragile and can tear very easily now.

  2. Wash your hair once a week, rinse twice. Mix your blue shampoo with conditioner because it can be abrasive and dry out your hair, but blue conditioner is way better than blue shampoo.

  3. Use your mask as a regular conditioner. If you have regular conditioner left (from pre blonde days) mix this conditioner with oil. 

  4. Carry a clear hair oil (no color because your hair will pick it up) in your purse to apply to your ends at lest 3 times a day.

  5. Brush your hair every day at least twice a day (her pick is this brush her stylist gifted her) once in morning & once at night to allows oxygen to flow through your hair strand and distribute natural hair oils.

  6. Lastly, when you’re in the sun, wear a hat! The sun can damage your hair. 

Paulina’s pick this week are Skims bras. She is particularly in love with the sculpting bralette and the jelly sheer underwire bra.

Links

Learn more about Carmen on her website and schedule an appointment to start your estate plan.

You can also follow her on Instagram @iamcarmenrosas and @carmenrosaslaw